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Why is the money multiplier usually smaller than the simple deposit multiplier? Select one: a. Because banks could choose to hold more reserves than is required and/or individuals decide not to deposit a portion of their assets. b. Because banks could choose to hold less reserves than is required and/or individuals decide not to deposit a portion of their assets. c. Because banks could choose to hold more reserves than is required and/or individuals decide to deposit all of their assets in a checking account. d. Because banks could choose to hold less reserves than is required and/or individuals decide to deposit all of their assets in a checking account.
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