What are the three types of risk? Give an example for each.
2. What are the four methods of managing risks? Give an example for each.
3. List the four steps in planning for your insurance program.
4 .Define the following terms:
a. Umbrella policy
b. Medical payments coverage
5. List at least four personal property items that are not covered by a homeowner’s insurance policy.
6. Give an example of each kind of risk—personal, property, and liability.
7. List the five factors that affect home insurance costs.
8. Should you consider purchasing flood-related insurance if you don’t live in a coastal area?
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