Using the “nonworking” spouse method, what should be the life insurance needs for a family whose youngest child is 10 years old?
2. Using the “nonworking” spouse method, what should be the life insurance needs for a family whose youngest child is five years old?
3. Shelly’s variable annuity has a mortality and expense risk charge at an annual rate of 1.25 percent of account value. Her account value during the year is $50,000. What was Shelly’s mortality and expense risk charge for the year?
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