Medical insurance and disability insurance programs are legally required.
12.Beneficiaries do not get free coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA).
13.The Consolidated Omnibus Budget Reconciliation Act (COBRA) requires that the beneficiary (whether the employee, spouse, or dependent) must have access to the same services as employees who have not lost their health insurance.
14.In contrast to unemployment insurance benefits, disability benefits are tax-free.
15.Unlike workers in most western European countries, who have nationalized health systems, the majority of Americans receiving health insurance get it through their (or a family member's) employers.
16.The smaller the cost of a benefit category, the greater the opportunity for savings.
17.Health insurance, like pensions, discourages employee turnover because not all employers provide health insurance benefits.
18.Activities such as preadmission testing and second surgical opinions focus on shifting, rather than reducing, costs.
19.Fitness facility programs have two central goals: raising awareness levels of health-related issues and informing people on health-related topics.
20.Part-time employees receive about the same benefits as full-time employees.
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