According to the fair lending laws, which type of discrimination is each of the following?
a. A bank loan policy that unsecured credit is not to be extended to single women because they generally have one source of income.
b. A policy that loans will not be made below a certain amount, when there is not objective reason for that policy.
c. A statement by a loan officer to a disabled applicant that the bank does not like to make construction loans to persons with physical handicaps.
d. quotation of more favorable conditions for a loan for a caucasian male than an African American male with the same credit rating.