Your business will pay you distributions of $19,000 in 6 months and another $5,000 in 19 months. If the discount rate is 8% per annum (compounding monthly) for the first 9 months, and 11% per annum (compounding monthly) for the next 10 months, what single amount received today would be equal to the two proposed payments? (answer to nearest whole dollar; do not use $ sign or commas)