Home / Questions / What actions could the bank management team take to improve the banks Tier 1 and Total Cap...

What actions could the bank management team take to improve the banks Tier 1 and Total Capital ratios Info related to question is as followed Accounts Amount Weight Risk Adjusted Assets Cash

What actions could the bank management team take to improve the bank's Tier 1 and Total Capital ratios?

Info related to question is as followed:

 

Accounts Amount Weight Risk-Adjusted Assets
Cash Assets $17,000,000 0% $0
Loans Secured By Real Estate $40,000,000 50% $20,000,000
Commercial Loans $45,000,000 100% $45,000,000
Government Securities Owned $16,000,000 0% $0
Goodwill $5,000,000 0% $0
Bank Fixed Assets $15,000,000 0% $0
Total Assets $138,000,000 Total Risk $65,000,000
Demand Deposits 50,000,000    
Time and Savings Deposits 66,000,000    
Federal Funds Purchased 15,000,000    
Trust Preferred Securities 2,000,000    
Owners Capital 5,000,000    
Loan Loss Reserves 10,000,000    
Remanding Accounts Total 148,000,000    
Total Liabilities and owner Equity 138,000,000    
Equity Capital Ratio 3.62%    
Tier 1 Ratio 3.08%    
Total Capital Ratio 18.46%    

May 14 2020 Read more Less More

Answer (Solved)

question Subscribe To Get Solution

Recent Questions

Chat Now

Welcome to Live Chat

Welcome to MyCourseHelp Services, World's leading Academic solutions provider with Millions of Happy Students.

Please fill in the form