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An HMO is a health-care plan that establishes a network of doctors who provide a broad ran

An HMO is a health-care plan that establishes a network of doctors who provide a broad range of services for a set fee, providing the advantages of managed care and the flexibility of traditional insurance.

118) The expansion of health-care coverage to employees' non-married partners has become a common practice in the United States.

119) High-deductible health plans lower employer health-care costs and employees' premiums.

120) Social Security normally replaces about 80% of an individual's current earnings upon retirement.

121) Vesting of a retirement plan means that the employee can take the retirement plan with them if they leave the employer.

122) Defined benefits plans promise a fixed dollar amount to employees upon their retirement.

123) A 401(k) is a tax-deferred individual contributor retirement plan.

124) A profit-sharing Keogh plan allows employers to make contributions to a retirement plan based on company performance.

125) Typically, long-term disability compensation replaces about 40-50% of employees' income after they have been disabled for at least three months.

126) The United States provides the fewest vacation days of any country in the world.

 

Dec 12 2019 Read more Less More

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